Business Credit & Lending

Tailored financing for growth & more

Let us help you meet the needs of your business. When it comes to financing your goals, we work hard to understand your complete business outlook and find the perfect solution to fit your needs.

Commercial Real Estate Loans

Expanding your business, purchasing or refinancing real estate, our loan experts have years of experience to help you navigate the process.

Ready to Learn More?

Business Lines of Credit

The success of your business is more than just a feel-good for your wallet. When your business wins, communities win, and so do the people who make up your community. That’s why we offer business loans that support your vision for your business.

Explore Business LOC

Business Term Loans

No matter the size of your business or the scope of your dreams, we offer flexible financing suited for your situation. We extend a full range of lending services to local businesses and handle them locally too – helping us grow our communities together.

Learn About Business Term Loans

Small Business Loans

We want to see all local businesses succeed, regardless of size. “That’s exactly why a small business loan from us may be the solution you’re seeking. Our business loan experts can discuss SBA, USDA, and other loan programs to get you the best loan for your business. 

Grow With Small Business Loans

Agricultural Loans

Your roots, your crops' roots, and our roots are firmly planted in Southern Illinois. Our Ag loan officers are knowledgeable in crop, livestock, machinery, real estate lending and more. We know you work hard. Let us work hard to cultivate the right AG loan for your situation.

See Ag Loan Options

Letters of Credit

Letters of Credit are helpful for business owners who need financial strength and support to seek opportunities with both domestic and international suppliers and customers.

Discuss With An Expert

Commercial Real Estate Loans
at-a-Glance

Expanding your business, purchasing or refinancing real estate, our loan experts have years of experience to help you navigate the process. If you’re looking to add on, make improvements or build a new facility, we offer a wide array of financing terms to fit your cash flow.


user, interface, agent, usability, communication, profile, man, woman
Local lenders and streamlined processing
  • Loan experts available when you need assistance every step of the way
  • Timely turnaround with in-house underwriting and processing
  • In-house loan servicing
Flexible terms, customized to your unique situation
  • Special financing for qualified businesses
  • SBA, 504, USDA and other government loan programs available
  • Generally extended terms and lower down payments
money, bag, finance, dollar, cash, savings
Competitively low rates
  • Fixed and Adjustable rate options
  • All loans are subject to credit terms and approval
startup, start up, business, deal, agreement, handshake

Business Lines of Credit
at-a-Glance

The success of your business is more than just a feel-good for your wallet. When your business wins, communities win, and so do the people who make up your community. That’s why we offer business loans that support your vision for your business.


user, interface, agent, usability, communication, profile, man, woman
Local lenders and streamlined processing
  • Loan experts available when you need assistance every step of the way
  • Fast turnaround with local decision making
  • In-house loan processing & servicing
Flexible options for flexible spending
  • Available for a wide range of business needs
  • Re-access without re-applying
  • Consistently meet needs as they arise
  • Interest only owed on the part of line used
money, bag, finance, dollar, cash, savings
Competitively low rates
  • All loans are subject to credit terms and approval
startup, start up, business, deal, agreement, handshake
Meet Your Loan Officer
  • Let us help you grow!

Business Term Loans
at-a-Glance

No matter the size of your business or the scope of your dreams, we offer flexible financing suited for your situation. We extend a full range of lending services to local businesses and handle them locally too – helping us grow our communities together.


user, interface, agent, usability, communication, profile, man, woman
Local lenders and streamlined processing
  • Loan experts available when you need assistance every step of the way
  • Fast turnaround with local decision making
  • In-house loan processing & servicing
Lending done on your terms
  • Available for a wide range of business needs
  • Flexible terms, customized to your unique situation
money, bag, finance, dollar, cash, savings
Competitively low rates
  • All loans are subject to credit terms and approval
startup, start up, business, deal, agreement, handshake
Meet Your Loan Officer
  • Let us help you grow!

Small Business Loans
at-a-Glance

We want to see all local businesses succeed, regardless of size. “That’s exactly why a small business loan from us may be the solution you’re seeking. Our business loan experts can discuss SBA, USDA, and other loan programs to get you the best loan for your business. A small business loan from FNB Steeleville provides assistance in a number of areas.


user, interface, agent, usability, communication, profile, man, woman
Local lenders and streamlined processing
  • Loan experts available when you need assistance every step of the way
  • Fast turnaround
  • In-house loan processing
Move your business forward
  • Available for small and growing businesses
  • Special financing for qualified businesses
  • Some programs offer partial guarantee by the federal government
  • Generally extended terms and lower down payments
money, bag, finance, dollar, cash, savings
Competitively low rates
  • All loans are subject to credit terms and approval
startup, start up, business, deal, agreement, handshake
Meet Your Loan Officer
  • Let us help you grow!

Agricultural Loans
at-a-Glance

Your roots, your crop’s roots, and our roots are firmly planted in Southern Illinois. Our Ag loan officers are knowledgeable in crop, livestock, machinery, real estate lending and more. We know you work hard. Let us work hard to cultivate the right AG loan for your situation.


user, interface, agent, usability, communication, profile, man, woman
Local lenders and streamlined processing
  • Loan experts available when you need assistance every step of the way
  • Timely turnaround with local decision making
  • In-house loan processing & servicing
agriculture, farming, farm, organic, field
AG loan options include
  • Operating Lines of Credit
  • Term loans
  • Agricultural Real Estate Mortgages
  • Machinery & Facilities
  • Farm Service Agency (FSA) Guaranteed Loans
money, bag, finance, dollar, cash, savings
Competitively low rates
  • All loans are subject to credit terms and approval
startup, start up, business, deal, agreement, handshake
Meet Your Loan Officer
  • Let us help you grow!