FNB BUSINESS BANKING
Click Here for Remote Deposit Capture
Click Here for Merchant Card Services
Click Here for Positive Pay
FNB Internet Banking
FNB Internet Banking is a convenient way for you to access your business account information at any time–day or night. Internet Banking brings all of your account information together in one easy-to-use location.
Deposit, credit and loan activity available at a glance
Access information for all your business accounts quickly and easily. You can check your balances for cleared and available funds and review transactions with detail by transaction category (ACH, Wires and Transfers). Internet Business Banking gives you access to high quality images of the front and back of each check at your convenience. Images of your deposit tickets are available as well.
Reduce risk of fraud by monitoring transaction activity and receiving notifications when there is a potential risk through the use of alert notifications and positive pay capabilities (positive pay coming soon!).
Customizable and detailed reports
Account information can be downloaded into standard file formats.
FNB Bill Pay
With our FNB Bill Pay feature within FNB Internet Banking, you can save time and money by paying your monthly bills right from your FNB of Steeleville business checking account. You can specify payment dates, set up automatic payments and view your payment history.
Key benefits to you
Saves time – Quickly pay monthly bills and eliminate paper, stamps and envelopes.
Control over payments – You may choose the frequency of your payments whether it’s a one-time payment or a regularly scheduled payment, no matter how often it’s paid.
FNB Picture Pay is another free product that can help you pay your bills. Click HERE to learn more.
Our newly designed eStatements will be accessible online if you opt in and click to register at FNB Internet Banking or FNB Mobile Banking. Seven years of account statements will be just a click away when you opt in to receive eStatements.
FNB Mobile Banking
FNB Mobile Banking is a convenient way for you to access your business account information at any time–wherever you are, whenever you want!
Mobile banking features are available by clicking here.
FNB Mobile Deposit
Introducing the newest feature to FNB Mobile Banking – MOBILE DEPOSIT. Smartphone users are able to deposit checks to their business account by using their device’s camera and completing the easy to follow steps within the FNB Mobile Banking iPhone or Android apps.
Click HERE for details about Mobile Deposit.
Positive Pay - Available Soon!
FNB’s Positive Pay service quickly identifies possible fraudulent checks to help safeguard your company. Positive Pay is an automated check matching service that compares checks presented for payment with checks you've issued, giving you the chance to review any checks that don't match to your issued file and make the decision to pay or not.
How it works for you
Each time your accounts payable system generates checks, you transmit a checks-issued file to the Bank. We compare your issued check data to our daily paid check file to ensure that all checks presented for payment have been authorized and are presented for the correct amount. If any items do not match the issue data, we provide that information to you early in the day so that you can determine whether to honor or return the items. Exception processing also permits unresolved items to be returned unless the bank is notified.
Key benefits to your business
- Reduce exposure to fraud – Identify unauthorized transactions, including counterfeit or altered checks, before final payment.
- Quick and easy to use – You can view images of your Positive Pay exceptions online and decide which ones should be paid.
- Easy file upload – Use the upload feature.
- Save time and money – By significantly reducing the potential for check fraud, Positive Pay can save you time, effort, and real dollars.
Remote Deposit Capture
Deposit checks electronically from your desk–save time and money with FNB Remote Deposit Capture. It is a secure, easy-to-install, simple-to-use and convenient service that allows our business customers to electronically deposit checks without leaving your place of business.
Key benefits to your business
- Saves time – Transactions can be submitted 24/7
- Improves cash flow – Accelerated clearings and improved availability of funds
- Improves collections – Faster, streamlined processing reduces fraud and posting errors and decreases charge backs.
- Significant cost savings – Fewer trips to the bank, fewer NSFs, and reduced time spent reconciling and managing accounts mean savings for your business. Your banker will help determine if this is a cost-effective product for your business.
Full Service Payment Acceptance - our full line of fast, secure and convenient credit and debit card payment processing services will provide a solution tailor made for your business. For additional information, please contact us.
Make all of your business purchases with our chip enabled debit card. It’s easy and fast with FNB Instant Issue Debit Cards. For more information about FNB Debit Cards, click HERE.