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eBanking Personal Banking Business

Current Rates

Rates on Kids Accounts

Rates on Deposit Accounts

Rates on Certificates of Deposit

Rates on Individual Retirement Accounts

 

Deposit Accounts

Product Name

Balance

APY

Money Market Reserve Account

Up to $9,999.99
$10,000 to $24,999.99
$25,000 and Up

.10%
.15%
.20%

 

Smart 50 Checking

$1 and Up

.10%

 

NOW Account

$250 and Up

.05%

 

Savings Account

$1 and Up

.20%

 

Christmas Club Account

$10 and Up

.30%

Note

eClub Account

$10 and Up

.50%

Note

Certificate of Deposit Accounts

Product Name

Minimum Balance

APY

31 Day CD

$1,000

.25%

Note

91 Day CD

$1,000

.25%

Note

182 Day CD

$1,000

.35%

Note

12 Month CD

$500

.80%

Note

18 Month CD

$500

.90%

Note

24 Month CD

$500

.95%

Note

30 Month CD

$500

1.10%

Note

36 Month CD

$500

1.35%

Note

48 Month CD

$500

1.75%

Note

60 Month CD

$500

2.00%

Note

Name Your Term CD

$500

.35%

Note

19 Month Relationship CD - Requires Checking Account
Auto Renews as 18 Mo. CD

$500

2.10%

Note

37 Month Relationship CD - Requires Checking Account
Auto Renews as 36 Mo. CD

$500

1.65%

Note

65 Month Relationship CD
Requires Checking Account
Auto Renews as 60 Mo. CD

$500

2.25%

Note

60 Month Relationship
Step Up CD
You can step this CD up to the current offered rate one time during the life of the CD.

$500

2.20

Note

Individual Retirement Accounts

Product Name

Minimum Balance

APY

IRA Passbook Account

$10

1.31%

Note

31 Day IRA CD

$1,000

.25%

Note

91 Day IRA CD

$1,000

.25%

Note

182 Day IRA CD

$1,000

.35%

Note

12 Month IRA CD

$500

.80%

Note

18 Month IRA CD

$500

.90%

Note

24 Month IRA CD

$500

.95%

Note

30 Month IRA CD

$500

1.10%

Note

36 Month IRA CD

$500

1.35%

Note

48 Month IRA CD

$500

1.75%

Note

60 Month  IRA CD

$500

2.00%

Note

Name Your Term IRA CD

$500

.35%

Note

19 Month Relationship CD - Requires Checking Account
Auto Renews as 18 Mo. CD

$500

2.10%

Note

37 Month Relationship CD - Requires Checking Account
Auto Renews as 36 Mo. CD

$500

1.65%

Note

65 Month Relationship IRA CD
Requires Checking Account
Auto Renews as 60 Mo. CD

$500

2.25%

Note

60 Month Relationship
Step Up CD
You can step this CD up to the current offered rate one time during the life of the CD.

$500

2.20

Note

Kids Accounts

Product Name

Balance Information

APY

SumDay Savings Account

$10.00 to Open Account
Up to $1,000
Over $1,000


3.00%
.20%

 

SumDay 39 Month CD

Minimum Balance $1,000

1.75%

Note

SumDay 59 Month CD

Minimum Balance $1,000

2.10%

Note

SumDay 79 Month CD

Minimum Balance $1,000

2.30%

Note