Checking and Money Market Accounts

Account Type
Annual Percentage Yield (APY) **
Balance to Obtain APY
Smart 50 Checking (1)
$1 and Up
NOW Account (1) (2)
$250 and Up
Money Market Account (1) (2)
Up to $9,999.99
$10,000 to $24,999.99
$25,000 to $249,999.99
$250,000 and Over

(1) This is a Variable Rate Account. Your interest rate and annual percentage yield may change after the account is opened.

(2) Fees can reduce earnings in the account.

** The APY (Annual Percentage Yield) is a percentage rate that reflects the total amount of interest paid on the account, based on the interest rate and the frequency of compounding for a 365-day period (366 in a leap year). If you receive a periodic statement, that statement will include the APY earned on your account for the period covered by the statement. APY listed is an estimate. Actual APY will be based on the specific account terms and will be disclosed at account opening.