At times, unanticipated expenses or unforeseen problems can leave you with too little cash in your checking account. Having a check returned or having a debit card purchase denied due to insufficient funds can be an inconvenient and costly experience. That’s why FNB offers Bounce Protection, a special overdraft service for our customers.
How does Bounce Protection work?
Bounce Protection is a discretionary overdraft service that provides you a safety net up to an automatically assigned overdraft limit.
Your Bounce Protection limit may be available for checks and other transactions made using your checking account number or automatic bill payments and recurring debit card payments.
At your request, we may authorize and pay ATM transfers or withdrawals and everyday debit card purchases using your limit.
At FNB, we do not encourage overdrafts. As always, we encourage you to manage your finances responsibly.